Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Business Loan Accounts

At First State Bank we believe in making a difference through local commitment. We are proud to offer a full line of loan products to help our local businesses and farmers.

Agriculture Lending

First State Bank has a long history of serving farmers and ranchers. Our lending team has a deep understanding of the challenges you face in today’s economy. With flexible terms and payment options, we want to help you grow. Come in and talk to one of our experienced ag lenders today!

  • Agricultural Loans provide financing for your farming operation, equipment, improvements and more.
  • Agricultural Real Estate Loans can be used to acquire new farmland, refinance debt, or improve you current property.
  • Agricultural Lines of Credit are to help you manage your day-to-day operating. Lines of Credit are on a one-year term.
  • Agricultural Letters of Credit are available. The most common recipients we provide to are the BIA and USDA.

Business & Commercial Lending

Running a business is never easy. First State Bank wants help you and your business reach its goals. We offer flexible terms and payment options. Come in and talk to one of our experienced lenders today!

  • Business loans can help provide financing to help you add to your business operation. Loans help you finance new equipment or inventory.
  • Commercial Real Estate Loans can be used to acquire new commercial properties, purchase investment properties, refinance debt, or improve your current property.
  • Business and Commercial Operating Lines of Credit are to help you manage your day-to-day operating. Lines of Credit are on a one year term.
  • Commercial Letters of Credit are available. The most common recipients we provide to are the Department of Mines and Corporation Commission.
  • Business Credit Card applications are available in person only.

Questions?

If you have any questions about any of the services we offer, please call us at (580) 623-4945 or stop in to see us during normal business hours.

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